One Hour To Review Your Finances Could Save You Years Of Financial Frustration.
Students & young professionals figuring out student loans, first jobs, and setting up smart financial habits.
Newcomers to Canada who need to understand the financial system, credit, taxes, and how to make the most of government programs.
Families & working professionals trying to pay debt, balance saving, investing, buying a home, and protecting their future.
Retirees & pre-retirees who want to know if they’re financially ready for retirement or if they need to adjust their plans.
Get The Financial Advice That Is Suitable For You And Your Situation
The problem? Most people don’t have a financial strategy in place.
They have habits. Some good, mostly bad. And they just react to whatever is happening in the moment—paycheck to paycheck, emergency to emergency—without a long-term plan.
That’s what I fix. I know from experience that solid financial planning is the best place to start your financial well-being journey. In this consultation, I get to know you and what’s important to you, tailoring your plan to suit the outcomes you want to achieve.
About Me
Hi! I am Sergio.
I’ve spent the last 5 years helping people take control of their finances, not just so they can survive, but so they can build something real—security, freedom, and long-term wealth. I help Canadians of all walks of life make the right moves, at the right time, to create options in life.
As a financial services professional, my job is to bring clarity to your financial situation. I help you understand exactly where you stand, what’s working, what’s not, and what specific steps you need to take to protect, grow, and optimize your money.
Wondering Why You Need This?
You’re worried about retirement because they don’t have a pension or savings plan.
You’re unsure about government benefits, income protection, or financial planning.
You worry about job security and want to make sure you’re protected.
You’re trying to get your finances under control but don’t know where to start.
You want to save for a home, retirement, or just stop stressing about money.
You’ve got debt, you’re not saving enough, or you’re stressed about how to earn more.
Here’s What You’ll Walk Away With
By the time we’re done, you’ll have a real plan. One that fits your life, your income, and your goals—without forcing you to give up everything you enjoy. Here’s what you’ll gain:
Saving & Budgeting Smarter
Learn how to keep more of your money and grow it over time.
Debt Payoff Strategies
Whether it’s credit cards, student loans, or other debt, I’ll show you the smartest way to pay it off while still building savings.
Buying a Home
We’ll break down what’s realistic, how to improve your chances of approval, and what steps to take now to make it happen.
Retirement Planning
Know exactly how much you need and the smartest way to secure your financial future.
Government Benefits
Find out what you qualify for and how to claim benefits most people miss out on.
Income Protection
Prepare for job loss, illness, or emergencies so your finances stay secure no matter what.
Career Growth
Whether it’s negotiating a better salary, starting a side hustle, or switching jobs, I’ll help you increase your earning potential.
Investing Better
I’ll break it down and help you build a simple, effective investment strategy that makes sense for your goals.
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Should I wait until I’m earning more before working with you?No! The best time to take control of your money is right now, no matter your income. I’ll help you maximize what you have and build a plan to grow it.
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I already know how to budget. What can you actually do for me?Budgeting is just one piece of the puzzle. I’ll help you protect your income, grow your savings, invest wisely, and plan for long-term wealth—not just cut back on coffee.
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I don’t have any savings yet. Shouldn’t I wait until I have more money?If you’re struggling to save, that’s exactly why you need this. We’ll figure out why money feels tight and set up a system so saving becomes automatic.
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Can’t I just Google all this financial advice for free?Sure, but Google won’t look at your specific situation and build a plan tailored to your goals. I give you clear, actionable steps based on where you are—not generic advice.
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I’m not ready to invest yet. Is this still worth it?Absolutely. Investing is just one part of your financial health. We’ll also cover income protection, savings strategies, career growth, and how to make smarter money moves now.
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What if I don’t have time for this right now?If you don’t have time now, when will you? One consultation could save you years of financial stress. You’ll leave with a plan that makes money management easier, not harder.
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Is this just a sales pitch for financial products?Nope. This is a real consultation focused on your goals. If there’s a financial tool that fits your situation, I’ll explain it—but I’m here to educate, not pressure you.